BEC Secure Plan · Selected projects
Pay over time, or pay cash with a bank guarantee.
On selected projects, choose one of two options: an installment plan of up to 5 years, or a cash purchase protected by a bank guarantee with you as the named beneficiary. Terms and conditions apply to both.
Option 1 · Installment plan
Work out your payment schedule
The installment plan is a payment schedule agreed with the developer. It is not a bank loan and does not include a bank guarantee. Illustrative calculations only. Real payment limits and eligibility have not been published for these listings.
Installment period
Komang's workbook method: flat simple interest on the unpaid balance. Not a loan, bank rate, approval, or property offer.
Illustrative only. Not a bank loan. Terms and conditions apply.
Ask BEC about Secure Plan on WhatsApp →Option 2 · Cash + bank guarantee
Protection backed by a bank, not just a promise
When you pay in cash on a selected project, a bank guarantee (Jaminan Pelaksanaan) is issued by a licensed Indonesian bank, supervised by OJK.
Issued by a licensed bank
The issuing bank is named for each project before you commit.
You are the beneficiary
The buyer is named in the guarantee, not the developer.
If the developer fails its obligations
You submit a written claim before the expiry date. BEC helps you prepare and submit it.
The bank pays
Within the period stated in the guarantee (7 business days in our sample), up to the maximum amount.
Questions
Secure Plan, answered
Still unsure? Ask us on WhatsApp and we'll answer for the specific project.
No. Secure Plan is offered only for selected properties or projects. Contact BEC via WhatsApp to confirm whether a specific listing is eligible and obtain its actual terms.
No. The bank guarantee is available on cash purchases. Installment purchases follow the payment schedule in the sale agreement. Terms and conditions apply.
The developer of each eligible project, under the terms of the sale agreement. It is not a bank loan.
A licensed Indonesian bank. The issuing bank is named for each project before you commit.
It covers up to the maximum amount stated in the guarantee. We confirm the exact amount for each project in writing.
On the expiry date stated in the guarantee. Claims must reach the bank before that date.
Claims are submitted in writing to the issuing bank. BEC can help you prepare and submit one.
No. It relates to the developer’s obligations under the covered agreement. It does not guarantee rental income, returns or property value.
Yes. We share the payment schedule and the guarantee terms for the specific project before you sign.
Get the full terms for your property
Terms and conditions apply to both options. Contact us to arrange a meeting or chat on WhatsApp for the details.
BEC Secure Plan applies only to selected properties or projects; confirm eligibility and documentation directly with BEC. Installment plans are payment arrangements offered by the relevant developer and are not loans or credit facilities. Bank guarantees apply to cash purchases only and are issued by the relevant bank for the account of the developer. Their amount, validity and claim conditions are governed solely by the terms of each issued guarantee. Sample documents and calculations are illustrative. Nothing on this website guarantees rental income, investment returns or future property values. Please review all documents and seek independent legal advice before purchasing.